Don’t get caught up in the doom and gloom narrative. Aspiring first home buyers represent a generation of possibility, so don’t sit back and accept you’re a victim of an unfair system. It’s time to reframe your story. Both creativity and innovation delight in barriers – it’s the fuel that catalyses opportunity and for those of us in the “real estate moment” this is good news. Traditional roles and processes are being reimagined and repositioned to provide new pathways to home ownership and new possibilities for renters.

It’s true that when you view things from afar, generations X (1963-1980), Y (1981-1994), and Z (1995-2009) appear the lost generations, with the Australian dream of home ownership slipping away. But don’t forget, everything around this idea is also changing. This is the generation of the share economy, globalisation and disruptive technologies that will force systemic change if it isn’t happening fast enough. At the same time, we know that women in the later stages of life are the big losers in the superannuation game, leaving the job market to raise children and then re-entering at a disadvantage. They’re looking for ways to create leverage for later life and property investment is one way to play “catch up”.